Erm....wanna state down my monthly fix expenses.....
1. Parent RM200
2. Rental RM210
3. Car Pool Petrol & Tol RM130
4. Yoga & Dancing class RM100
5. Insurance RM75
6. Mobile Phone RM30
7. Meal RM300
8. Contact Lens RM25
9. others RM200
10.Entertainment RM50
Total = RM1320
Income = RM2000
Balance = RM680
But then....many months i didn't save a single cent already...how come?! *sigh
P/S: Long time didn't pay my study loan RM200/month(20 years loan)...should add-in...then my balance is RM480 now.... RM480 = 24% of RM2K...my target = every month save 25% of my salary...sounds okay right? hmmm.....gambateh!!!
How to save $$ like this?!
November 6th, 2006 at 02:12 am
November 6th, 2006 at 02:21 am 1162779671
November 6th, 2006 at 02:47 am 1162781236
24k (included interest) - 800 (paybck) = RM23,200
U ned 3 years 2 pay it bck... tt's was the faster way, Im sure u wont wanna drag until 10 years rtie?!
*Remember keep 3 months of emergency fund too (RM4K) All da best 2 u~
November 6th, 2006 at 02:54 am 1162781654
November 6th, 2006 at 03:34 am 1162784066
November 6th, 2006 at 04:05 am 1162785917
November 6th, 2006 at 06:57 am 1162796249
Also, why not have yourself as a fixed line item? Pay yourself 50RM or 100RM in a savings account and keep yourself from dipping into it.
November 6th, 2006 at 06:48 pm 1162838894
November 7th, 2006 at 01:46 am 1162863999