Neverland's Personal Finance Blog

Spent a lot recently.

move house: spent RM 675 (Rental & Deposit)

Lorry service: RM 80.

Other tool & Stuff approximately RM 1K ...

Now cook very oftenly, but spent more than dinning outside. approximately 1 dinner have to spend about RM15 - RM20 (2 person), lunch RM 8, Breakfast RM 1, total = RM29. 1 month have to spend about RM870 for meal only, fainted~

my pay = RM1950 after deduct EPF & Socso, other expenses:

Parent = RM 200
Yoga = RM 99
CC = RM 300
Rental = RM 300
Study Loan = RM 200
H/P = RM 30
Contact Lens = RM 30
Tol = RM 60
Fuel = RM 50 (once in a month car pool with Z)
Insurance = RM 50 (Yearly RM600)
Dinning = RM 870 as per above.

Total = RM 2189 ????

How to survive?!


p/s: not yet include i lost my handbag last month end....lost my h/p bought at RM1180, Cash RM500, Credit CArd replacement RM50, other stuff(Cosmetic, bla3, RM500) sigh* really what the hell!!!

hmm ytday went Ikea bought stuff for Kelly's new boutique....as a gift for her...spent RM182, RM33 was buying my own stuff...Pillow & Decoration...& RM149 for Kelly, side table RM45 + Arm Chair RM89 + cussion RM15...hmmm...$$ gone

hey hey i've save $$ today:

Breakfast = RM1
Lunch = RM3.50 (Didn't order drink today hehe)
total = RM4.50 only

Now drinking cereal as later hv to go yoga class.....save for dinner at home

But then....after yoga class got date for movie....will use my Ikea CC coz got rebate, only RM6/ticket...2 tickets for RM12..hmmm...nevermind right? hehe...

Felt abit heartbreak just now coz pay back the CC RM1.5k.....*sob sob....

Erm....wanna state down my monthly fix expenses.....

1. Parent RM200
2. Rental RM210
3. Car Pool Petrol & Tol RM130
4. Yoga & Dancing class RM100
5. Insurance RM75
6. Mobile Phone RM30
7. Meal RM300
8. Contact Lens RM25
9. others RM200
10.Entertainment RM50

Total = RM1320
Income = RM2000
Balance = RM680

But then....many months i didn't save a single cent already...how come?! *sigh

P/S: Long time didn't pay my study loan RM200/month(20 years loan)...should add-in...then my balance is RM480 now.... RM480 = 24% of RM2K...my target = every month save 25% of my salary...sounds okay right? hmmm.....gambateh!!!

Actually js wanna try it out wat is this haha.....